Legal and General Pet Insurance Terms and Conditions

Buddies Enterprises Limited is a UK-based private provider of pet insurance products, specialising in working with farmers and their customers. Founded in 1836, Legal & General is one of the UK`s leading financial services groups and a major global investor with over £1.4 trillion in assets under management*, a third of which is international. We also offer powerful asset creation capabilities. Together, they underpin our industry-leading pension and security solutions: we are a leading international player in pension transfer, life insurance in the UK and the US, and occupational pensions and retirement income in the UK. Through inclusive capitalism, we want to build a better society by investing in long-term assets that benefit everyone. The UK pet insurance industry now accounts for £1 billion in gross premiums written and has grown at an average annual rate of 9% over the past 5 years. Pet insurance operates on a reimbursement basis. You pay the vet directly if you take your pet with you, and then submit your invoice for reimbursement. Once the invoice is reviewed and approved, the refund amount will be based on the options you have selected for your policy.

These options include: Get your free pet insurance quote to see how affordable it is. Some plans start as low as $1 per day. However, we do offer customized policies for your pet. This means that the cost of pet insurance can vary depending on a few common factors: coverage is subject to insurance conditions, restrictions, exclusions, review and underwriting approval, and may not be available for all risks or in all states. Prices and discounts vary, are determined by many factors and are subject to change. All good things come to those who wait. The waiting period for accidents and illnesses is 14 days. For pet insurance coverage to begin, each pet you insure must have seen a veterinarian within the last 12 months. If you have a new pet or your pet hasn`t seen a veterinarian in the past 12 months, you can welcome your pet during the waiting period without losing your coverage. Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and operated by one of the authorized insurers of American Modern Insurance Group, Inc.

(which includes American Modern Home Insurance Company d/b/a in California as American Modern Insurance Company (Lic. iur. No. 2222-8) and American Southern Home Insurance Company) and is operated by GEICO Insurance Agency, Llc. Coverage is subject to insurance terms, limitations, exclusions, review and approval of underwriting and may not be available for all risks or in all states. Prices and discounts vary, are determined by many factors and are subject to change. Wellness premiums are offered as an additional benefit to pet health insurance and are not an insurance product. Wellness rewards are offered and administered by the Embrace Pet Insurance Agency in the United States. “We are pleased to announce our acquisition of Buddies, which is part of our continued expansion into broader distribution channels in the pet insurance market. Buddies is best-in-class in the pet insurance industry and bringing our expertise to Legal & General will allow us to offer pet owners a wider choice of insurers and products to address the sometimes surprisingly high costs of pet ownership. » Looking for cheap pet insurance? Answer a few questions and coverage discounts will be applied automatically.

Discounts can also be cumulated, meaning your pet can get more than one. Pet insurance is a form of insurance that is often overlooked by pet owners. But it can help you avoid unexpected costs if your cat or dog has an emergency. Pet insurance is a health insurance policy for your pet that provides reimbursement for certain health expenses covered by the policy. While pet insurance can help protect your finances, not all pet insurance policies are created equal – you need to understand what is covered before choosing a policy for your pet. Two common types of pet insurance are dog insurance and cat insurance. Pet insurance is coverage for pets if they get sick or injured. Pet insurance can help cover the cost of vet bills for accidents, illnesses, cancer treatments and more.

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