Get affordable life insurance and financial protection for the people who matter most to you. Life insurance is a contract between you and an insurance provider that pays a death benefit and is funded by premium payments. Think of it as a kind of financial safety net that allows you to live your life to the fullest while being financially protected for the unexpected. If you want to demystify life insurance or learn how to protect your financial goals, check out our guides to get you started. As one of the strongest life insurers in the country, LGA is the second largest term life insurer in the United States. Our long history of serving families and our continued financial strength are our foundation. Its type of permanent life insurance provides guaranteed lifetime coverage as long as you pay your premiums. Contact us about your retirement savings, retirement income or subsequent mortgage. Familiarize yourself with the different types of life insurance Find out how affordable term life insurance is today. To learn more about the easiest way to contact us with SmartService, visit our online form. With LGA life insurance, beneficiaries can easily make a claim via a secure online form. We need some basic information: a complete death benefit statement, a certified copy of the insured`s death certificate and the original policy, if available.
For the lowest initial price, you can purchase term life insurance for a certain period of time. A good choice for those on a budget. Term life insurance products tend to be the cheapest and cover temporary needs such as mortgage protection. Universal life insurance policies offer lifetime coverage and may include a cash value savings component or flexible payment options. LGA life insurance products are underwritten and issued by our companies, Banner Life Insurance Company and William Penn Life Insurance Company of New York. Visit our contact homepage to find the support section you are looking for. For general inquiries, to update your ISA bank details or to change your online address securely. People receive life insurance to protect their families and provide financial support to their loved ones in the event of death. The death benefit can be used to: While we offer both term and permanent policies, no other national life insurer offers more subprime life insurance options than we do. We take a holistic approach to life insurance and recognize our commitment to providing high quality products with exceptional service at affordable prices. And our partnership with more than 150,000 agents across the country helps you tailor a policy to your needs, no matter where you are in your financial journey. In the insurance industry, it`s the numbers that matter.
You want to be sure that your life insurance company has the financial backbone to support you when needed. At Legal & General America (LGA), our mission is simple: to protect more American families and businesses with life insurance. Our sole goal has been to ensure your financial well-being for over 70 years. There are different types of life insurance policies that you can choose from depending on your individual needs and situation. Types can be classified according to years of death insurance and are commonly referred to as term and permanent coverage. At Legal & General America (LGA), we offer term coverage called term life insurance and a type of permanent coverage called universal life insurance. Both types of policies offer a choice for the protection your family needs. Watch the touching story of David Meno, one of our agents who shares his personal journey and champions the importance of life insurance. There are a variety of life insurance policies. Generally, your life insurance policy will remain active as long as the terms of the contract are respected.
This generally means that a death benefit will be paid in the event of death, provided the premium or funding requirements are met. Choose from the drop-down menus below to find full contact and support information. That`s us! Legal & General America is the U.S. insurance arm that leverages the expertise of one of the world`s ten largest insurers. We specialize in providing life insurance solutions to families and businesses. We will guide you through the steps you need to take when someone dies and make the process as easy as possible. The policy is purchased for a fixed amount of coverage equal to the amount the insurance provider pays to your beneficiary. This payment, known as a death benefit, can be used to cover funeral expenses or large medical bills or expenses such as housing, food, education and anything else they need. Legal & General Retirement America (LGRA) was founded in 2015 and is our institutional retirement division in the United States. The ARMA helps businesses mitigate pension risks and ensure a secure retirement for retirees.
Under data protection law, data subject access requests may be submitted orally or in writing (whether in an email, social media post or delivered email). Six lawyers founded Legal & General in June 1836. From our beginnings in London to our overseas expansion in 1981, our long history of insurance issuance shows how credible and stable we have been through decades of economic change. Call fees vary. Calls can be monitored and recorded. Along with Legal & General Retirement America and Legal & General Investment Management America, we are one of three legal and general practice firms in the United States. For written communications, please send your correspondence to: We are proud to be part of Legal & General Group Plc. which has been one of the world`s leading multinational financial services companies since 1836. Headquartered in London, the firm manages more than $1.7 trillion in total assets.
With our affordable prices, it`s a simple New Year`s resolution. Please note that you should not provide personal, financial or banking information when sending emails, as email is not a secure method of communication. Legal & General America`s insurance products are sold in all 50 states, including D.C., through our Banner Life Insurance Company and William Penn Life Insurance Company of New York. Pet insurance Inquiries from existing customers: 0370 060 2729 If you have an insurance number starting with DUESS or DUXRA, please call: 0370 900 3110. Contact us about pet, pet, rental and lifestyle insurance. Our leadership is focused on consistently providing the coverage your loved ones deserve. It`s as simple as that. We are committed to providing you with the level of protection you need, with competitive rewards and world-class customer service. The easy way to view and manage legal and general products.
Please note for all numbers:Lines are open:8 am – 8 pm Monday to Thursday8 am – 6 pm FridaySaturday and Sunday closedWe are closed on holidays Legal & General Investment Management America (LGIMA) was founded in 2006 to help people achieve their long-term financial goals. LGIMA manages investment objectives for institutional clients. For help and assistance with life insurance, critical illness coverage, diminishing life insurance, over-50 insurance and income protection products. Once you`ve decided what type of coverage works best, it`s worth thinking about how much coverage you need. Coverage amounts are typically offered between $100,000 and $10 million. We offer you several ways to get a free quote. You can choose to speak to one of our authorized in-house agents, find an agent near you, or start the process yourself by requesting a free online quote. Each of these paths is safe and the decision depends on what you feel most comfortable with. Banner Life and William Penn insurance has been protecting American families and businesses for more than 70 years. Once approved, applications are processed on one business day.
Learn more about how to buy pet insurance. Premiums and other policy features can vary depending on many factors, including the amount of coverage you need, as well as your age and health status. If the death occurs while coverage is active, your beneficiaries can request a payment. Protect your loved ones and plan for the unexpected. Find out what types of coverage we offer to cover you and your family. Ask us a question about your product or choose a topic and we`ll direct you to our full list of smart FAQs.